I try do all my transactions either cheque or cash, but sometimes a card is necessary, so I have had one for about 40+ years. so infrequently do I use it that I have to write my PIN number on the back in code!
The bank I use (once Midland, I moved to TSB, they became Lloyds-TSB, now just Lloyds) has changed it from card to card, but currently it is a Trustcard. They have apparently been awarding me “Points” (as in prizes??) but that has just ended. It seems I have 2,756 of these mysterious points, and I either use them or lose them by 24th Jan.
Has anybody any idea how I use them, and what the hell are they worth that I can waste them on? They sometimes give suggested “spends”, but nothing of interest to me so far.
In the current “Final warning” letter they say that I can purchase vouchers at 10% discount, and cite Argos, Halfords and W H Smith. We only have the last of those three over here, but what on earth do I want from WHS?
They give an example, with 50 vouchers I can buy a £50 Argos voucher for £45, so if I spend £2,475 at Argos, I will have £2,750 to spend there! Maybe the same at WHS? — WTF??????
Les
Do I just forget about them, or does anybody have worthwhile suggestions?