National Insurance Check

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  • January 20, 2019 at 12:09 pm #29955
    blacklion1725blacklion1725
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      @blacklion1725
      Forumite Points: 2

      As part of the help from my company as part of my upcoming redundancy they gave me a link to check the status of your National Insurance contributions in terms of qualifying for a state pension. If you don’t know about it the site is here. You need 35 years to qualify for full state pension, and it will tell you your current status (luckily 36 for me).

      What is interesting is that you can see how much stamp you actually paid each year (at 16 I paid £29 in 1982!). What is depressing is that even if you have already met the 35 years you still have to keep paying your stamp till state retirement age (67 for me). Grrrrrr.

       

      January 20, 2019 at 5:06 pm #29963
      Ed PEd P
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        @edps
        Forumite Points: 39
        blacklion1725 wrote:

        You need 35 years

        Not quite as bad as it sounds as there are all sorts of allowances such as full-time education,.

        January 20, 2019 at 5:44 pm #29964
        blacklion1725blacklion1725
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          @blacklion1725
          Forumite Points: 2

          Oh I didn’t think it sounded bad Ed -and child care etc also counts as contributing years – no problem with any of that – just a bit miffed that once you have clocked your 35 years you still have to keep lumping in – even out of a company pension as will be my case soon. Personally found it interesting  to see how much you paid in each year – a bit like watching your life go by.

          January 20, 2019 at 6:11 pm #29965
          Wheels-Of-FireWheels-Of-Fire
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            @grahamdearsley
            Forumite Points: 4

            They like to chance their arm too. I have 34 years of contributions and in the last 35 years I have missed 7 months in potential contributions. Last year they wrote to me asking if I would like to make a one off payment of £800 to bring my contributions up to the maximum. Why would I do that when I am still 16 years away from the new retirement age ?

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